Homeowner insurance adds an extra layer of protection to your property. In case of serious damage or loss caused by severe weather or other emergencies, it spares you from costly repairs.
That said, it pays to review your insurance policy and see if emergency plumbing in West Covina, CA is covered. To make it easier for you, we’ve outlined what is usually covered by homeowner insurance below:
Plumbing Emergency
It is important to note that homeowner insurance doesn’t insure preventable accidents. Old or leaking pipes, for instance, are not considered a plumbing emergency. It’s only counted as an emergency when a sewer line suddenly bursts or an accident compromises the drainage system.
Regular Maintenance
Your insurance company can reject a claim if anything pointing to poor management or negligence comes up. This includes damage to your home caused by rusted pipes or a backed-up sewage system.
Homeowner insurance will only cover all costs, from wall repairs to pipe replacements, when the plumbing damage is entirely unforeseeable. To ensure you get compensated for plumbing emergency repairs, it’s best to hire our West Covina plumbers at Drain Doctor for routine maintenance.
Neighbor’s Plumbing Causing Damage to Your Home
Your homeowner insurance will cover damage caused by your neighbor’s plumbing. However, you may need to pay for the plumbing repairs out-of-pocket during the claims process. After the neighbor is found liable, their personal liability coverage may reimburse you for the damage.
Plumber’s Fault
If a plumber installs the plumbing system incorrectly and causes damage to your home, you may be insured. A reliable plumbing company will likely offer to perform the necessary repairs but don’t forget to inform your insurer about it. If held liable, the plumber’s insurance should also reimburse you.
When you turn to our team for emergency plumbing services, we’ll be sure to restore your plumbing system to its original condition. We understand how the insurance claims process can be overwhelming, that’s why we’ll guide you through every step so you can get the compensation you deserve. Contact us today for more information.
